Introduction

BudgetCycle ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application BudgetCycle (the "App"). Please read this privacy policy carefully. If you do not agree with the terms of this privacy policy, please do not access the application.

Information We Collect

Personal Information

We may collect personally identifiable information that you voluntarily provide to us when you:

• Register for an account
• Use Google Sign-In authentication
• Contact us for support
• Use the App's features

This information may include:

• Name
• Email address
• Google account information (when using Google Sign-In)
• Profile picture (if provided through Google account)

Financial Information

To provide budget tracking services, we collect:

• Transaction data (amounts, descriptions, categories, dates)
• Budget allocations and limits
• Financial goals and targets
• Spending categories and preferences
• Currency preferences

Usage Data

We automatically collect certain information when you use the App:

• Device information (device model, operating system, unique device identifiers)
• App usage statistics and analytics
• Log information (crashes, performance data)
• Features used and frequency of use

Technical Information

• Internet Protocol (IP) address
• Browser type and version
• Time zone setting and location
• Operating system and platform

How We Use Your Information

Primary Purposes

• Provide, operate, and maintain the App
• Process and manage your transactions and budget data
• Authenticate your identity through Google Sign-In
• Generate financial insights and analytics
• Sync data across your devices

Data Storage and Security

Cloud Storage

• Your financial data is securely stored in Google Firebase/Firestore
• All data transmission is encrypted using industry-standard SSL/TLS protocols
• We implement appropriate technical and organizational security measures

Local Storage

• Some data may be cached locally on your device for offline functionality
• Local data is encrypted and secured

Data Sharing and Disclosure

We do not sell, trade, or otherwise transfer your personal information to third parties except as described below:

Service Providers

We may share information with trusted third-party service providers who assist us in:

• Cloud hosting and data storage (Google Firebase)
• Authentication services (Google Sign-In)
• Analytics and app performance monitoring
• Customer support services

Legal Requirements

We may disclose your information if required to do so by law or in response to:

• Valid legal processes
• Governmental requests
• Protection of our rights and property
• Safety of users or the public

Your Rights and Choices

Access and Control

You have the right to:

• Access your personal data
• Update or correct your information
• Delete your account and associated data
• Export your data in a portable format

Data Retention

• We retain your information as long as your account is active
• You may delete your account at any time through the App settings
• Some information may be retained for legal or security purposes

Third-Party Services

Google Services

The App integrates with Google services including:

• Google Sign-In for authentication
• Google Firebase for data storage and analytics
• Google's privacy policies apply to their services

Children's Privacy

Data Protection Rights (GDPR)

If you are in the European Economic Area (EEA), you have certain data protection rights:

• Right to access your personal data
• Right to rectification of inaccurate data
• Right to erasure ("right to be forgotten")
• Right to restrict processing
• Right to data portability
• Right to object to processing

California Privacy Rights (CCPA)

California residents have specific rights regarding their personal information:

• Right to know what personal information is collected
• Right to delete personal information
• Right to opt-out of the sale of personal information
• Right to non-discrimination for exercising privacy rights

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by:

• Posting the new Privacy Policy in the App
• Updating the "Last updated" date
• Sending you a notification for material changes

Consent

By using BudgetCycle, you consent to the collection and use of your information as described in this Privacy Policy. If you do not agree with this policy, please do not use the App.